In these trying economic times, it is sometimes necessary to take drastic steps to secure your finances. Sometimes, bankruptcy may be the best option to take toward reestablishing financial health. When choosing the right bankruptcy lawyer, here are some things to keep in mind:
Choose a specialist: Many lawyers dabble in bankruptcy law, but you are well-advised to choose a lawyer who specializes in bankruptcy. Bankruptcy laws change from region to region, and the costs related to filing can change depending on the type of bankruptcy. It may be a good idea to talk to friends who have gone through bankruptcy, and to other attorneys you may know. If you don’t know anyone who can make a personal referral, contact a referral service, either online or through local sources. For an idea on where to look visit FilingforBankruptcyOnline.
Get all the facts: Make sure to know your options. If a lawyer will not consult with you for free, keep looking. Don’t be afraid to ask questions, especially where fees are concerned. Most lawyers require payment upfront. The most expensive lawyer may not be the best, but it is unwise to choose the cheapest lawyer you can find. Cheaper services may indicate that he or she is new, inexperienced, and/or desperate for clients.
Find someone you trust: Filing for bankruptcy is a stressful time. Be sure to find a lawyer who is accessible. A good bankruptcy attorney will handle any collections letters or other issues surrounding your case in the future. An attorney who will help you through the process of filing for bankruptcy, but leaves you alone to navigate later credit questions, is not one you want to hire. When shopping for attorneys, pay attention to how quickly they respond to your messages, and how thorough their answers are. Choose someone who is upfront, and makes you feel comfortable.
Bankruptcy is a big decision. If it is not handled correctly, it can have terrible repercussions for your future. The right lawyer can help Choose a lawyer who is professional, experienced, and above all, go with your gut. An attorney who makes you feel comfortable, and answers questions completely, and offers ongoing reassurance to navigate the aftermath of a bankruptcy claim will help you recover your financial health.